Two products that set us apart
from plain administration.
Plenty of providers can administer a pension digitally by now. What we bring on top: fund management that feels like a neo-broker account — and, with the Tridion Life Account, a building block that thinks beyond retirement.
As close to a neo-broker as a pension can get.
Unit-linked pensions are usually sold the way they are administered: rigid, with a fund choice made once at signing and never touched again. For us, fund investment is part of the ongoing product, not a footnote in the application.
Up to 20 funds at once
Freely combinable in 1 % steps, chosen from the insurer's actual fund range — not from three flat strategies.
Changeable monthly
A fund switch takes effect on the next first of the month. Employees make the change themselves in the portal — as a shift of future contributions or a switch of the existing portfolio.
AI fund advisor
An AI assistant helps with fund selection — at contract signing and just as much at a later fund switch in the portal. It suggests, you decide.
Up to 100 % fund investment possible
How much of a contribution goes into funds and how much stays in the insurer's classic general account depends on the guarantee level chosen — not on a blanket insurer rule. For one insurer (WWK, 35-year reference term), the investment ratio at the start of the contract looks like this:
Sample values from one insurer, 35-year reference term. Values vary by insurer, tariff and term — no commitment for the future.
Performance built on real pricing days
Performance in the portal is not a straight-line projection — it is built on the actual pricing days of the funds held. Price gaps are flagged as such, not smoothed over.
Sample performance for illustration, not a forecast and not real customer data.
Everything around the fund portfolio, fund switching and pricing data is live in the product today — none of it is an announcement. Full feature list →
A companion to the pension that thinks beyond retirement.
A German value account under §§ 7b ff. SGB IV works mechanically like deferred compensation: pay is not disbursed but set aside, held with a value guarantee, and later drawn down as financed leave — for a sabbatical, parental leave, caregiving, further education, or a phased move into retirement. Same arithmetic, same interface to payroll as the pension.
What the management could look like
The value account is built up and tracked in the portal just like the pension: a growing balance, a stated purpose, a clear payout plan once the time off begins.
Concept illustration, not yet available in the product — sample values for illustration.
An occasion for every life stage
Sabbatical
A longer break, without income and pension contributions simply pausing.
Parental leave
Financed time with your child, kept cleanly separate from the pension.
Caregiving
When caring for a relative comes up, instead of an abrupt drop in income.
Further education
Financed time for a qualification most people never otherwise take.
Same mechanism, different occasion — and the same platform the pension already runs on. Talk to us if you want to prepare this for your workforce.
Want to see both products for real?
A no-obligation initial conversation — we show you fund management and the Life Account using your own case.
Book a demo See the platform