The platform

Four portals. One set of data.

Admin, broker, employer and employee all work in the same platform — each sees exactly what their role permits. Tenant separation is not a configuration setting; it is anchored in the database.

1

Broker portal

Portfolio, client files, advice, documents, reports.

2

Employer portal

Employees, contracts, payroll export, reports.

3

Employee portal

Contributions, contract details, funds, documents, requests.

4

Admin

Tenants, roles, permissions, data quality, feedback.

What the product does

This list contains only features that exist in the product today — nothing that is merely planned.

For brokers

  • Client file per employer
  • Employee detail view with contribution split
  • Advice journey including power of attorney (DocuSign)
  • Document inbox with extraction and matching
  • Portfolio import: CSV, insurer files, Alte Leipziger sync
  • Fund holdings with daily prices
  • Insurer comparison
  • Reports and client statistics
  • Change management with a rule set
  • Leaver administration
  • User and permission management
  • CRM integration (Pipedrive)
  • "View as employee"

For employers

  • Employee administration
  • Contract overview for pensions and corporate health care
  • Payroll export with a secure download link
  • Document storage
  • Reports and analyses
  • Onboarding access for new joiners
  • Import from HR systems and CSV
  • Invitations individually or in bulk
  • Own user and permission management

Platform foundations

  • Role model with strict tenant separation
  • Two-factor authentication
  • Four languages: DE · EN · ES · FR
  • Responsive for desktop, tablet and phone

For employees

  • Dashboard with contribution, employee and employer share, and saving
  • Contract details with fund allocation and performance
  • Documents available at any time
  • Profile and change requests
  • Report a change of employer or a leaving date
  • Guided onboarding
  • Support chat

On the roadmap

  • Native apps for iOS and Android
  • Pay transparency analysis
  • Further insurer interfaces
  • Single sign-on
Fitting into your HR landscape

HR system upstream, payroll downstream

Benefits administration rarely fails on the subject matter. It fails on keeping the same data in two places. That is why the Pension Cloud deliberately sits between your systems: master data comes from the HR system, payroll figures go to payroll accounting. Nobody types anything twice.

tridion between the HR system and payroll, embedded in financial reporting A horizontal axis connects the HR system on the left, the tridion Pension Cloud in the middle and the payroll system on the right. Data flows in both directions. A surrounding frame shows that all three are part of financial reporting: staff costs, provisions, non-wage labour costs and pay transparency. Financial reporting UPSTREAM HR system Master data · joiners Salary · status changes tridion Pension Cloud Pensions & health care Sabbaticals Employee share plans Thresholds · history · tenants pale = in preparation DOWNSTREAM Payroll DATEV · payroll accounting Monthly export per cut-off People Status update Wage types Actuals Staff costs Provisions Non-wage labour costs Pay transparency One data flow, two directions Everything that touches pay and tax becomes reporting figures here
Between the HR system and payroll is where the numbers arise that later appear in staff costs, in provisions and in pay transparency. That is why the Pension Cloud sits in that line, not beside it.

Upstream · HR system

  • Joiners and leavers
  • Master data and personnel number
  • Salary and salary changes
  • Status changes: parental leave, sabbatical, sickness
  • Cost centre and legal entity
→

tridion Pension Cloud

  • Mapping person ↔ contract ↔ insurer
  • Contribution and employer match logic including thresholds
  • Insurer sync and document matching
  • Roles, tenants, history, audit trail
  • Portals for employers and employees
→

Downstream · Payroll

  • Converted amounts per personnel number
  • Employer match shown separately
  • Tax- and social-security-free portions
  • Changes as at the cut-off date
  • Monthly export with a secure download link

Connected systems

Live means: present in the product and in use. Everything else is honestly marked as planned.

Personio · live Pipedrive CRM · live CSV / Excel · live Insurer files · live Alte Leipziger · live Workday · live DATEV · live Single sign-on · planned

If your system is not listed

Integration runs through a generic framework with configurable field mapping — not through a hard-wired special case for each system. A new source system is therefore configuration rather than a project. And for anything without an API, file import remains, with duplicate detection and a protected source hierarchy: curated data is never silently overwritten by an import.

Best seen for yourself.

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